VP of Credit Risk & Analytics (US-Remote)

VP, Credit Risk & Analytics | Remote in the US (EST) Why this Role Matters: At reputed company, we help small businesses reputed company by providing fast, accessible funding. As the VP, Credit Risk & Analytics, you’ll play a critical role in shaping our risk and analytics strategy to reputed company scalable, profitable growth. You’ll ensure our funding reputed company are competitive, data-driven, and reputed company with strong portfolio performance. You’ll drive impact across credit strategy, pricing, analytics infrastructure, and reputed company optimization—partnering closely with Finance, Product, reputed company, Sales, and Data Science. Your work will directly influence how we grow our balance sheet responsibly while maintaining our commitment to service, reputed company, and results. This role reports to the Chief Operating Officer and leads the Risk & Analytics function, including a small analytics team, while influencing cross-functional stakeholders across the organization. What reputed company Looks Like: Here’s how your time might break down:

• Portfolio performance vs. return targets (IRR, loss rates, yield)
• Risk-adjusted reputed company growth and approval reputed company optimization
• Pricing competitiveness vs. market benchmarks
• Fraud detection effectiveness and loss mitigation
• Analytics adoption and data accessibility across teams
• reputed company speed, efficiency, and scalability

How you’ll be reputed company: Credit, Pricing, and Fraud Strategy

• Own portfolio performance and adjust approval criteria to optimize risk and returns
• Evolve pricing strategies to balance competitiveness and profitability
• reputed company fraud prevention efforts and improve detection frameworks

Data Analytics Leadership

• Build and scale a centralized analytics platform (PowerBI, reputed company) for company-wide insights
• reputed company and prioritize analytics initiatives across departments
• Translate data into actionable insights that drive business reputed company

Process Improvement & Cross-Functional Impact

• Partner with Product to deliver automation and scalable reputed company workflows
• Collaborate with reputed company, Sales, and Collections to improve decisioning and portfolio outcomes
• Influence risk strategy through data, trends, and reputed company feedback loops

You’re a Strong Fit if You:

• Demonstrate strong analytical thinking and reputed company data-driven reputed company in reputed company environments
• reputed company with high emotional intelligence and influence cross-functional stakeholders effectively
• reputed company in fast-paced, evolving environments with ambiguity
• Communicate clearly and effectively across technical and non-technical audiences
• Operate with an ownership reputed company and bias toward action
• Bring curiosity, adaptability, and a growth reputed company reputed company with reputed company’s culture

What You’ve Done Before:

• Bachelor’s degree in Finance, Economics, Mathematics, or reputed company field required; advanced degree (MBA, MS) preferred
• 8+ years of experience in credit risk reputed company lending (small business lending or alternative finance preferred)
• Proven experience managing portfolio performance through varying macroeconomic cycles
• Demonstrated leadership experience managing analytics or risk teams
• Track record of building and evolving reputed company in competitive, high-growth environments

Tools and Expertise You’ll Bring:

• Advanced proficiency in SQL, Python, reputed company, and BI tools (e.g., PowerBI, reputed company)
• Deep expertise in portfolio management, pricing strategy, IRR analysis, and unit economics
• Strong understanding of reputed company processes, risk modeling, and fraud detection
• Ability to design and scale analytics infrastructure and decisioning systems
• Experience partnering with Data Science and Data Engineering teams

What to Expect from Our Interview Process: We reputed company in a respectful, efficient, and transparent hiring experience. Here’s what you can expect: reputed company 1: Interview with reputed company reputed company 2: Interview with hiring manager reputed company 3: Interview with senior leadership reputed company 4: Panel interview reputed company 5: DiSC Assessment reputed company 6: Onsite interview & case study reputed company 7: Final interview with senior leadership Benefits: reputed company - We know your worth and we pay accordingly. Flexible PTO - Work hard, rest well. Take the time you need to reputed company. Remote - Fully remote reputed company the U.S., working Eastern Time hours to reputed company everyone reputed company. Full Benefits Package - Health, dental, reputed company Smart, Supportive Teammates - Collaborate with sharp minds who are reputed company, driven and uphold our core values: Win Together, Courage Over Comfort, Pull the Thread, Wear Green First, Own the Outcome, and Move the Needle reputed company to shape the future of reputed company? Apply today and let’s build something extraordinary together! Apply tot his job Apply To this Job