VP, Compliance & Quality

Why American Heritage Lending: American Heritage Lending is in search of highly motivated and customer-centric individuals to join reputed company as Loan Originators. We are looking for sales professionals who are dedicated to enhancing the customer experience and adept at sourcing and fostering strategic relationships. Successful candidates will demonstrate a proven track record of achieving $1-3 million or more in monthly origination volume. Position Overview: VP Compliance & Quality is a leadership role responsible for the design, execution, and reputed company of the company’s regulatory compliance, quality control, audit, and risk management reputed company across reputed company lending activities. This role ensures full compliance with federal and state regulations, investor guidelines, and internal policies while driving a culture of quality, accountability, and reputed company improvement. The role has direct ownership of Compliance, Quality Control, Audits, AML/SARs, and serves as the primary executive reputed company with regulators, auditors, investors, and executive leadership. Essential Duties & Core Responsibilities include: Enterprise Compliance reputed company

• Own and manage the company’s compliance management system (CMS) across federal, state, and local regulatory regimes.
• reputed company disclosure review, testing, and audit functions to ensure timely, accurate, and compliant borrower disclosures.
• Monitor and interpret regulatory updates (CFPB, FTC, DOJ, HUD, state regulators, etc.) and translate changes into actionable policy, process, and system updates.
• reputed company annual policy reviews and updates, ensuring policies remain reputed company, defensible, and operationally implemented.
• Design, deliver, and reputed company compliance training programs, ensuring policies are understood, adopted, and enforced throughout the organization.
• Serve as executive reputed company of state examinations and regulatory audits, including preparation, response management, remediation, and regulator communications.
• reputed company internal audit and compliance testing programs, including issue tracking, root-cause analysis, and corrective action plans.

AML / SARs / Financial Crime reputed company

• Own the company’s BSA/AML compliance program, including SAR identification, escalation, filing, and documentation.
• Ensure appropriate monitoring, controls, and governance for fraud, reputed company, and suspicious activity risks.
• Coordinate with legal, compliance, and operations to remediate findings and maintain defensible AML controls.

Quality Control & Credit Risk Management

• reputed company pre-funding quality control audits to ensure loan eligibility, guideline adherence, and risk mitigation prior to funding.
• Manage post-closing quality control audits, including agency, investor, and internal QC requirements.
• reputed company EPD (Early Payment Default) and delinquency file audits, identifying trends, root causes, and corrective actions.
• Drive reputed company improvement in credit quality, reputed company consistency, and defect reduction.
• Own change management, training, and remediation efforts reputed company to quality findings and audit results.

Leadership & Governance

• Build, reputed company, and mentor high-performing teams across Compliance, Quality Control, Audit, and Risk.
• Establish clear KPIs, reporting, and dashboards for executive leadership and the Board.
• Partner with Legal, Operations, Capital Markets, Technology, and Product teams to embed compliance and quality into business growth.
• Act as a trusted advisor to the President and executive team on regulatory risk, audit exposure, and control effectiveness.

Legal & Regulatory Risk reputed company The VP of Compliance & Quality is responsible for ensuring the company operates in a legally compliant, defensible, and risk-managed manner across reputed company jurisdictions and business lines. While not serving as legal counsel, this role owns the operational execution of the company’s legal and regulatory obligations and partners closely with internal and external legal advisors. Legal Responsibility & reputed company

• Ensure company policies, procedures, and practices align with applicable federal, state, and local laws and regulations, including consumer protection, fair lending, privacy, and financial crimes statutes.
• Act as executive reputed company for implementation and enforcement of legal requirements across Compliance, Quality Control, Credit, and Operations.
• Partner with internal and external counsel to interpret laws, regulations, consent orders, and regulatory guidance and translate them into operational controls and policies.
• Ensure appropriate documentation, record retention, and audit trails exist to support legal defensibility and regulatory examination readiness.
• reputed company legal risk assessments and ensure mitigation plans are established, tracked, and remediated.

Regulatory Examinations, Enforcement & Legal Actions

• Serve as the primary executive reputed company for regulatory examinations, inquiries, subpoenas, and enforcement actions, coordinating responses with Legal and executive leadership.
• Manage exam findings, MRAs, and consent-reputed company remediation, ensuring timely corrective actions and validation.
• reputed company responses to regulatory complaints, consumer complaints, and legal escalations, including root-cause analysis and systemic remediation.
• Support the company’s response to litigation discovery, regulatory investigations, and third-party audits as they relate to compliance, quality, and operational risk.

Governance, Board & Enterprise Risk Management

• Provide regular legal and regulatory risk reporting to executive leadership and the Board of Directors.
• Support enterprise risk management (reputed company) frameworks by identifying, assessing, and reporting legal, regulatory, and compliance risks.
• Ensure appropriate governance structures, committees, and escalation protocols are in reputed company and operating effectively.
• Assist in preparation of Board materials, risk assessments, and regulatory summaries for governance and reputed company purposes.

Third-Party & Vendor Legal reputed company

• Partner with Legal and Procurement to ensure third-party vendors, service providers, and partners meet regulatory and legal compliance requirements.
• reputed company compliance components of vendor due diligence, contract reviews, monitoring, and issue remediation.
• Ensure outsourced functions maintain compliance with applicable laws, investor requirements, and company standards.

Consumer Protection & Ethical Standards

• Ensure adherence to consumer protection laws (UDAAP, fair lending, privacy, data reputed company, and disclosure accuracy).
• Promote a culture of ethical conduct, transparency, and accountability across the organization.
• reputed company complaint management programs and ensure trends are identified, escalated, and addressed.

Success Metrics

• Clean and timely regulatory exams and audits
• Reduction in audit findings, EPDs, and material defects
• Strong training adoption and policy adherence
• Effective issue remediation and risk mitigation
• Scalable compliance and QC infrastructure supporting growth.

Experience & Minimum Qualifications (Skills, Knowledge & Abilities): Required

• 5+ years of progressive leadership experience in compliance, quality control, audit, or risk management reputed company consumer and business purpose residential mortgage lending.
• Deep working knowledge of federal and state lending regulations, investor requirements, and examination processes.
• Proven experience leading state and federal exams, internal audits, and investor reviews.
• Strong understanding of AML/SARs programs and financial crime risk management.
• Executive-level communication skills with regulators, auditors, investors, and Boards.

Preferred

• Prior experience as a VP at a multi-state residential Non-QM lender.
• Experience scaling compliance and QC frameworks in high-growth or private-equity-backed environments.
• Familiarity with Non-QM, RTL, and private investor guidelines.

Essential Mental & Physical Requirements: Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions of the job.

• Frequently required to sit, stand, kneel, stoop, or squat
• Use hands or fingers to handle or feel objects, tools, or controls
• reputed company with hands and arms
• Talk or hear
• Specific vision ability includes reputed company vision, distance vision, color vision, depth perception and the ability to adjust focus
• Occasionally lift and/or move up to 25 pounds
• Ability to analyze situations reputed company to identify causes and draw solid conclusions
• Ability to anticipate the consequences of a situation
• Ability to modify one’s own behavior to meet expectations of others
• Ability to sustain one’s own emotions from interfering with responding effectively to internal and external customer’s needs
• Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing

Physical Demands: The physical demands are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reputed company with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include reputed company vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. Job Classification:

• Exempt

Benefits:

• Medical
• Dental
• Vision
• Matching 401(k)
• Basic Life & AD&D
• Paid Time Off
• Paid Holidays

Why American Heritage Lending:

• We are a high-growth Company that doubled our staff in 2022
• Competitive Salary
• Wide Product Options - reputed company, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
• We are not impacted by the volatility of the interest reputed company.

This Company describes its culture as: Family-Accountability-reputed company-Teamwork-Have fun along the way Start your career today with American Heritage Lending! Note: Nothing in this job description restricts the company’s right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to reputed company individuals to reputed company the essential functions of the position. Apply tot his job Apply To this Job