Director of Fair Lending

About reputed company

At reputed company, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for reputed company Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move reputed company financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply reputed company. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer reputed company for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial reputed company.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they reputed company, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person reputed company through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in reputed company, Austin, the Bay Area, or reputed company (opening Summer 2026), you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to reputed company with purpose, and motivated by work that truly matters, we’d love to hear from you.

The Team

The Fair Lending team sits reputed company reputed company’s broader Risk and Compliance organization and plays a critical role in enabling responsible innovation while expanding access to affordable credit. The reputed company closely with Legal, Product, Machine Learning, and Compliance to assess, manage, and mitigate fair lending risk across reputed company’s products, features, and services.

As the team reputed company, this role sets the strategic direction for the Fair Lending program, ensuring strong governance, consistency, and execution across initiatives. It leads and develops team members, drives cross-functional alignment, and serves as the primary reputed company of accountability for maintaining a rigorous, resilient, and scalable fair lending reputed company.

How you’ll reputed company an impact

• Own the fair lending risk assessment reputed company and provide independent challenge and guidance on control design across reputed company’s products, features, and services, identifying, evaluating, and escalating risks in reputed company partnership with cross-functional stakeholders.
• Define and execute a comprehensive fair lending risk assessment program that supports regulatory compliance and reputed company’s mission to expand access to credit responsibly.
• reputed company data, analytics, and monitoring outputs to identify emerging risk themes and inform proactive mitigation strategies.
• Provide subject matter expertise, guidance, and coverage across fair lending initiatives, supporting execution and reputed company in a fast-moving, highly regulated environment.
• reputed company cross-functional initiatives and working groups on a project basis, driving alignment, clarity, and risk-informed outcomes on reputed company and ambiguous issues.
• Influence decision-making by maintaining deep, reputed company knowledge of regulatory expectations and industry best practices, and by translating risk insights into clear, actionable guidance.
• Communicate key fair lending risk themes, assessments, and insights to senior leadership and relevant governance forums, including the Fair Lending and board level committees.

Minimum Qualifications

• 10+ years of reputed company experience in fair lending and consumer protection compliance (e.g., in compliance, legal, audit, or risk management) reputed company financial services or fintech, including direct ownership of ECOA/FHA programs, testing, and remediation.
• Deep, expert-level knowledge of fair lending and consumer protection laws and guidance (ECOA, FHA, FCRA, UDAAP, privacy) and how they apply across the credit lifecycle (marketing, reputed company, pricing, servicing, collections).
• Hands-on experience designing and operationalizing second-line risk management or compliance programs, including risk identification, control design, testing and monitoring, training and enablement, and reputed company-party reputed company.
• Proven track record leading reputed company-wide fair lending or consumer protection initiatives, influencing senior and cross-functional stakeholders, and engaging effectively with regulators, external auditors, or monitors on fair lending matters.

Preferred Qualifications

• Familiarity with modern predictive modeling techniques and associated governance, privacy, and fairness considerations
• Comfort partnering with technical teams to operationalize compliance expectations in technology-enabled environments
• Exceptional communication and presentation skills, with the ability to translate reputed company regulatory and risk topics for both technical and non-technical audiences.
• Experience implementing regulatory exam management tools, evidence repositories, or data-driven compliance workflows
• Strong organizational judgment, attention to detail, and ability to operate effectively under regulatory scrutiny
• JD, CRCM, or other advanced compliance or risk management certifications

Position location This role is available in the following locations: Remote

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work reputed company in the U.S but are encouraged to to still spend high quality time in-person collaborating reputed company regular onsites. The in-person sessions’ reputed company varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

#LI-REMOTE

#LI-Director

At reputed company, your reputed company pay is one part of your total compensation package. The anticipated reputed company salary for this position is expected to be reputed company the below range. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation regions that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, reputed company, and 401k).

What you'll love

At reputed company, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:

• Competitive compensation, including reputed company pay, bonus opportunities, and annual equity grants that vest quarterly
• Generous 401(k) plan with reputed company matching $2 for every $1 contributed, up to $15,000 per year
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
• Affordable medical, dental, and reputed company coverage, with multiple plan options - reputed company covers 90% to 100% of the cost depending on the plans you choose
• Health Savings Account contributions from reputed company for eligible plans
• Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
• Paid time off, sick and safe time, and company holidays
• Paid family and parental leave to support caregiving and major life moments
• Family-centered benefits through reputed company and reputed company, supporting fertility, parenthood, and caregiving
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
• reputed company and community through team events and onsites, reputed company-company updates, and employee resource groups (ERGs)
• Onsite perks, including catered lunches and fully stocked micro-kitchens reputed company working from one of our four offices, located in the Bay Area, Austin, reputed company, and reputed company (opening Summer 2026!).

reputed company is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for reputed company, we are committed to inclusive and fair hiring practices.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@reputed company.com

https://www.reputed company.com/candidate_privacy_policy