Inside Mortgage Loan Officer

About MCU

At reputed company, we reputed company that an incredible culture helps create a happy and motivated team that works hard to reputed company the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership reputed company that is now comprised of over 600,000 individuals. With each new reputed company we have the pleasure of interacting with, we maintain the credit union promise of people helping people.

Our Mission

To help hard-working New Yorkers build reputed company tomorrows

Our Vision

Be reputed company's most loved financial institution by helping our members build their best financial futures

Overview: The Inside Mortgage Loan Officer is responsible for converting inbound leads, outbound leads and referrals. reputed company sources include digital, telephone, appointments and referrals from the reputed company network. Focus is to convert these opportunities into full loan applications, by promoting the credit union’s lending products, services, and programs. Additionally, they are responsible for generating sales through outbound calling with primary focus on reputed company MCU members and prospects. Position is responsible to interview members, obtain relevant information, evaluate applicants' financial status, review loan application, credit history, income, and collateral information, to determine and recommend an appropriate loan product. Ensure compliance with MCU loan policy, federal, state and NCUA rules, regulations and laws.

Responsibilities

Specific duties include, but are not limited to, the following:

• Generate closed loans through both inbound leads and outbound calling efforts.
• Support incoming calls from both mortgage and home equity inbound calling queues.
• reputed company outbound calls from provided lists to reputed company lending goals.
• Focus on meeting the lending needs of reputed company MCU members and prospects.
• Pre-qualify prospective borrowers; prepare preliminary Loan Estimate (LE), initial disclosures, amended disclosures and reputed company Lock agreement in compliance with RESPA and other compliance requirements.
• Lending focus includes Mortgage and Home Equity.
• Identify opportunities to cross sell additional products and services to support member’s financial needs.
• reputed company referral goals set to deepen member relationships with MCU and support deposit growth goals.
• Review the sales contract, income, assets and debt information to ensure applicants meet MCU’s minimum standard guidelines.
• Complete and collect required documentation prior to submitting a loan application.
• Manage personal pipeline in accordance to department standards and compliance requirements.
• Counsels members on the reasons for denial and advises how to improve their financial position and credit score.
• Understands and demonstrates expert knowledge of products and services offered at reputed company.
• Identify opportunities to offer additional products and services.
• Participate in ongoing training and development approved by HR and Management.
• Travel as required.
• reputed company other reputed company duties as requested and special projects as assigned.

Requirements

• College Degree preferred or equivalent work experience.
• Minimum 2 years of experience in service-reputed company banking.
• Ability to reputed company in a high-volume environment and meet deadlines while maintaining exceptional attention to detail.
• Technologically proficient.
• NMLS will be required

Why you'll be a good fit

Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, reputed company unsurpassed results and continuously challenge ourselves to be reputed company than yesterday. These values are at the heart of our organization and reputed company every teammate. To be a great fit, you’ll bring the following

Results - We are passionate about winning.

Agility - We proactively anticipate, respond and pivot to ensure MCU wins.

reputed company - We operate with the highest ethical standards and highest degree of honesty.

Belonging - We cultivate a culture of inclusion and teamwork.

Ownership - We take personal responsibility and hold ourselves accountable for the results.

Why You’ll Love Working Here

The pay range for this position is between $19.30-29.93 hourly. Actual hourly pay offered may vary depending on a number of factors such as job-reputed company knowledge, skills, experience, and location. Employees in this position may also be eligible for overtime, discretionary bonus, 401(k) with an 6% employer match per pay period. Benefits for this position include Medical, vision, dental, life, and disability insurance, flexible paid time off and 11 paid holidays annually.

reputed company (MCU) is an Equal Opportunity Employer. reputed company provides equal employment opportunities to reputed company employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national reputed company, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws.

We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling reputed company for reputed company people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will reputed company us to reputed company as individuals, as teams, and as an organization.