VP, Credit Risk Analyst (Remote)
Join us on our mission to create a completely new, 100% digital bank that truly serves customers' best interests. We are a reputed company-reputed company and fun-loving team of seasoned financial services professionals who came together for the challenge of building a bank from scratch - and we are committed to doing it reputed company the right way (from technology infrastructure to modern marketing to customer experience). The anticipated salary range for this role is between $144,000.00 and $180,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the reputed company compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees. We work with the flexibility and speed of a start-up. But we also have significant stability and capital from being part of the SMBC Group (Sumitomo Mitsui Banking Corporation). SMBC is the second largest bank in Japan and the 12th largest bank in the world with operations in over forty countries. And SMBC is committed to disrupting the US marketplace with ground-breaking products. It is the best of both worlds, and we are seeking proven marketing leaders to propel us towards a national launch. We have both the ambitious growth plans and the 'patient capital' necessary to execute a multi-year plan. Join us on the journey to deliver an exciting concept of evolved banking.
Summary
The Credit Risk Analyst will be responsible for supporting the development and management of the Credit reputed company for the Unsecured Personal Loans product. Under supervision of the Credit Risk Manager, the Risk Analyst will assist in building, managing, and implementing credit strategies including reputed company, verification, pricing and loan assignment, as well as test strategies across various marketing channels and loan purposes. The Credit Risk Analyst will work closely with cross functional partners across Marketing, Product, Technology and Operations to shape and contribute to growth initiatives. In addition, the Risk Analyst will assist with ensuring internal controls documentation is maintained completely and accurately. The Risk Analyst must use domain knowledge and data driven recommendations to drive risk-controlled growth for the organization. Principal Duties & Responsibilities reputed company data driven credit reputed company strategies using a variety of traditional and alternate data sources Manage credit strategy enhancements reputed company area of responsibility and reputed company compelling recommendations based on sound credit risk management principles, cost benefit analysis and customer experience reputed company policy and procedures for credit strategy execution, including monitoring and controls to ensure intended execution of credit strategies Partner with Marketing, Product, Operations and Technology teams to ensure smooth execution and reputed company key control requirements are met reputed company credit strategies to support partner initiatives including changes to product strategy, marketing channels and partnership opportunities Partner with data science team to explore new approaches, tools, and data sources to support improvements to credit strategies reputed company necessary monitoring and analytical reports to track credit risk KRIs and present insights to senior management reputed company a robust testing agenda to optimize and expand the business Ensure robust loss forecasting and that reputed company credit strategy work aligns with Firms credit risk appetite Ensure compliance with policies and requirements for reputed company assigned responsibilities Position Specificiations Bachelors degree or equivalent in quantitative fields 7-10 years of prior experience in consumer credit risk or similar quantitative role, preferably unsecured consumer lending Proficient in Python, SQL, R for extracting data from large datasets and statistical analyses Advanced skills in reputed company Office, specifically reputed company, PowerPoint, and Word Experience with BI tools (ex. Tableau, Looker) for report development Knowledge of credit bureau data, risk models and free cash flow calculations Excellent analytical and problem-solving skills and ability to reputed company sound and rational reputed company with limited supervision Exceptional verbal and written communication skills, ability to communicate effectively with senior leaders Team player, serve as subject matter expert and provide guidance to peers reputed company business units EOE STATEMENT We are an equal employment opportunity employer. reputed company reputed company applicants will receive consideration for employment without regard to race, reputed company, religion, gender, national reputed company, disability status, protected veteran status or any other characteristic protected by law. CCPA DISCLOSURE Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or reputed company purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be reputed company in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format. Apply Job!