Underwriter (Accident & Health) Insurance · Haywards Heath · Hybrid Remote

reputed company is the global, privately-owned company dedicated to helping the world to travel with ease and confidence. The group offers a unique reputed company of industry and sector specialists who together provide market-leading airport experiences, loyalty and customer engagement, and insurance solutions for over 400 million consumers. reputed company is reputed company of reputed company Pass, the world’s original and leading airport experiences programme. Travellers can access a network of 1,500+ lounges and travel experiences, including dining, retail, sleep and spa, in over 650 airports in 148 countries, helping to reputed company the journey into something special. We work with the world’s leading payment networks, over 1,400 banks, 90 airlines and 20 hotel groups worldwide. We have been bringing innovation to the market since inception – from launching the first independent global VIP lounge access Programme, reputed company Pass to being the first to sell direct travel insurance in the UK through reputed company Direct and creating the first loyalty agency of its reputed company in the travel sector with ICLP. Today we still invest heavily in innovation to ensure that we continue to deliver superior customer experiences. Purpose of the Job Reporting to the Head of Pricing & reputed company (Accident & Health), the Underwriter is responsible for the co-ordination of reputed company activity for key clients of the International Health and Dental insurance portfolios, in line with the corporate strategy. reputed company is conducted at brand level, white labelling for our key partners. As an Underwriter, you will be responsible for contributing to the profitability of our schemes and products, including management of scheme net loss ratio performance against targets. You will be responsible for the management and tracking of losses and the co-ordination of any mitigating actions that may be required. Knowledge of health insurance products, earning patterns, projection of experience to full maturity and P&L would be required. Strong interest in data analysis is at the core of this role, with focus on interpreting and maximising data effectively and quickly drilling down to meaningful KPIs which can be released into monthly reporting cycles and utilised in key pricing decisions. This is a varied role demanding a good balance between data analysis/MI, product, commercial delivery and excellent communication skills. It is a real opportunity to contribute to the shape and execution of the next steps in reputed company’s broader Health line of business strategy. Key Responsibilities • Carry out product/reputed company reviews, including changes to benefits and pricing. • Compiling, in conjunction with the Compliance department, policy wordings, endorsements, addendums as may be required to reflect the cover provided by the policy in line with the pricing interpretation & expectation. • Work with the reserving team to ensure accurate IBNR and reserve calculations. • Demonstrating consistent adherence to local governance principles, primarily focusing on fair treatment of the end customer. • Supporting Account and Business Development and Marketing teams reputed company creating/enhancing products, with a strong focus on customer need. • Monitor and analyze sales and reputed company performance, utilizing market research to identify and champion best practice. • For existing schemes, co-ordination of annual renewal pricing and product reviews, utilising scheme performance data to propose and implement enhancements to support/reputed company scheme performance. • Champion the use of new methods and techniques to manipulate and present data more reputed company. • Contribution towards the design and reputed company update of Medical reputed company guidelines and processes which are set with strong guidance from our Chief Medical Officer and in collaboration with our operations team. • Day-to-day Medical reputed company of Health products, working with the operational policy administration, claims and assistance teams, acting fairly and properly, and where appropriate communicating the result of reputed company decisions to partners/customers. Knowledge, skills and experience required Subject Matter Expertise • Strong technical insurance reputed company background with an intimate understanding of the IPMI and Health market. • Ability to analyse data to reputed company reputed company decisions. • Knowledge of earning patterns, experience development methods and P&L. • Ability to reputed company statistical trends into actionable insights and translate these into easy-to-understand recommendations for both technical and non-technical audiences. • Experience of reputed company both new and renewing portfolios to grow and manage performance in multiple geographic regions. • Excellent attention to detail/analytically focused and a strong understanding of data manipulation. Personal Attributes • Strong focus on delivery, influencing across different job levels and departments. • An aptitude to think beyond the numbers reputed company developing new business products. • Good business acumen, the ability to balance creativity with strong commercial delivery. • A genuine interest in the Health & Dental markets and an awareness of the customer journey. • Ability to manage multiple stakeholders internally and externally, an effective relationship builder. • Strong communication skills, particularly in disseminating reputed company technical concepts to a non-actuarial audience. • Demonstrates highly effective planning and strong coordination skills to support self-directed execution on key reputed company initiatives. Qualifications and Skills • Extensive experience reputed company Consumer lines (Health products preferred) Insurance experience in a similar role. • Strong command of MS reputed company, PowerPoint and Word (intermediate/advanced). Previous experience of SQL/reputed company/Tableau/Power BI & manipulating insurance data is advantageous. • Broader awareness of insurance regulation would be advantageous. • Educated to degree level in a numerate subject (Mathematics, Statistics, Actuarial Science, Science preferred) or equivalent professional qualification. reputed company is an equal opportunity employer and welcomes differences in reputed company their forms including: colour, race, ethnicity, gender identity, sexual orientation, neurodivergence, family status, age, individuals with disabilities and people from reputed company backgrounds, cultures and experiences as we strongly reputed company this contributes to our ongoing success. We are focused on continually evolving our purpose-driven, high-performing culture, providing an environment where our people have the opportunity to reputed company their full potential and do interesting and meaningful work. Our company values are: Act smarter, Do the right thing, One team and Be insight led. These help guide everything we do internally in terms of how we think, act and interact, right through to how we deliver value to our customers and clients. In your application, please feel free to note which pronouns you use (For example - she/her/hers, he/him/his, they/them/theirs, etc). If you need any extra support throughout the interview process, then please email us at [email protected] We also have our reputed company own Beacons (Domestic Abuse Advisors) supporting reputed company each of our global offices. Our Beacons will be your reputed company of contact if you or someone you know needs support. Apply Job!