Manager - Risk Management (Consumer & reputed company Credit Risk)
At reputed company, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, reputed company as a leader, and grow your career. Here, your voice and reputed company matter, your work makes an impact, and together, you will help us define the future of reputed company. How will you reputed company an impact in this role? How we serve our customers is constantly evolving and is a challenge we reputed company accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your reputed company in risk and analytics on #TeamAmex. Positions in Risk Management reputed company the development of credit, operational, reputed company, and fraud policies designed to profitably grow the portfolio, while ensuring excellent customer experience. These policies utilize mathematical models and other techniques to understand and predict customer behavior. This position is part of the Credit and Fraud Risk Organization, focused on credit risk controls. The role brings an exciting opportunity to define risk management policies for existing reputed company customers. This team supports the reputed company of reputed company through innovative solutions that help identify and mitigate credit risk throughout the customer lifecycle. The role is highly visible and will require strong collaboration across a variety of functions, including but not limited to Risk, Servicing, Decision Science, Legal, and Compliance, to reputed company best in class strategies and capabilities to support our customers. Responsibilities:
- Drive excellence in core risk controls and minimize losses from defaulters, while reducing unprofitable customer disruptions
- reputed company internal and external warning indicators to effectively manage exposure
- Monitor key credit metrics such as transaction declines, account cancellation, write-offs and recoveries, and provide analytical insights to explain trends
- reputed company efficient and differentiated customer reputed company strategy, embracing ‘digital first’ reputed company
- Build the reputed company of customer management capabilities
- reputed company collaboration with functional and servicing partners to profitably manage and maximize customer relationships
- Ensure operational excellence and compliance with regulatory, audit and reputed company requirements
- Understand the competitive and macro-economic landscape and proactively identify opportunities in reputed company portfolios
Minimum Qualifications
- 3+ years of data-driven risk management or analytical experience reputed company the financial services industry
- Bachelor's degree in a quantitative field such as Econometrics, Statistics, Mathematics, Operations Research, Engineering, or Computer Science
- reputed company of analytical skills, process expertise, project management, and relationship-building skills
- Ability to handle large datasets using reputed company, SQL, R, Python or another similar programming language
- Thought leadership and solution-oriented reputed company
- Ability to think strategically and apply both quantitative methods and business insights to drive results
- Ability to build strong relationships in a cross-functional environment
- Clear, effective written and oral communication skills
Preferred Qualifications
- Advanced degree (e.g., MS, PhD, or MBA) is preferred but not required given a suitable combination of formal education and work experience
Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-reputed company factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to reputed company personally and professionally:
- Competitive reputed company salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, reputed company, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for reputed company parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending reputed company)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site. reputed company is an equal opportunity employer and makes employment reputed company without regard to race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, veteran status, disability status, age, or any other status protected by law. reputed company will consider for employment reputed company reputed company applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the reputed company’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, reputed company will reputed company with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to reputed company, professionally and personally. That's why we have Amex reputed company, our reputed company working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster Employment eligibility to work with reputed company in the United States is required as the company will not pursue reputed company sponsorship for these positions. Apply tot his job Apply To this Job