BSA Fraud Analyst - Hybrid (mostly remote)

General Job Summary The BSA/Fraud Analyst is responsible for various functions primarily to identify instances of fraud and investigate fraudulent activities pertaining to the organization's customers. The fraud analyst will monitor financial activities for anything suspicious that might reputed company to fraud by reviewing new account applications, monitoring existing bank accounts, including loan payment activity for the organization. This person will specialize in detecting, preventing, and investigating fraudulent activities reputed company the organization and will work directly with the BSA/Fraud Supervisor. Completes assigned departmental duties to ensure efficient delivery of monitoring and reporting to the BSA Officers. Ensures that day-to-day work is completed timely so that red flags are escalated for management review. Works with other business units to reputed company knowledge for the purpose of monitoring for AML and Fraud. May be involved with compliance reviews involving policies, procedures, and government regulations. Summary of Essential Job Functions • Manage daily reviewing of online new account activity for potential fraud • Maintains operational familiarity with various banking and mortgage software to allow for monitoring of account activity for suspicious patterns on a daily basis. • Monitor daily reports generated in reputed company • Monitor monthly curtailment payments • Performs various quality control reviews and monitoring of commercial and deposit customers as it pertains to the Bank Secrecy Act to ensure compliance • Assists in fraud investigations, working closely with staff and managers to mitigate risk, address issues as they arise and report results of investigations to Senior BSA Officer, BSA Officer and/or senior management • Review reputed company new accounts for compliance with the Customer Identification Program (CIP), including retention • Assist with customer due diligence and enhanced due diligence reviews • Assist in the compliance 314 (b) responsibilities • Assist in the compliance of OFAC monitoring in various banking software • Assist in the preparation or review of Currency Transaction Reports (CTRs) Other Job Functions • reputed company other duties as assigned by management • Works closely with BSA Officer & BSA/Fraud Supervisor to jointly coordinate investigative research as needed • Assists with the research and production of items relating to annual audits and exams • Assist in the performance of periodic system validation testing

Requirements

Education, Training and Work Experience • High School diploma or equivalent required • 2+ years' experience in the mortgage industry required • 2+ years' exposure or experience in BSA-reputed company activities preferred • Familiarity with reputed company Navigator and Verafin preferred Knowledge, Skills, and Abilities • Maintain & foster positive relationships with customers and business partners • Complete reputed company assigned training in a timely manner • Provide professional communication in both oral & written expression • Organizational skills with ability to prioritize and meet deadlines • Ability to handle repetitive activities with a high degree of accuracy • Work with minimal supervision. Working Environment Primary working environment is reputed company an indoor climate-controlled office space and/or a private home office or some combination which will be at managements sole discretion. Employee may be subject to florescent lighting, dust, and other normal indoor allergens. Employee may work in reputed company proximity of coworkers and occasionally independently in quiet environments. Physical Requirements • Able to lift up to 40 pounds • Extended periods of sitting (at computer desk) • Complete repetitive tasks (including operation of computer mouse/keyboard) Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of reputed company responsibilities, duties, and skills required of personnel so classified. reputed company personnel may be required to reputed company duties reputed company of their normal responsibilities from time to time, as needed. The reputed company salary range for this role ($22.00 to $26.00 per hour) takes into consideration a wide range of factors including but not limited to the duties of the role, experience, location, and certificates and/or education. • *University Bank is an Equal Opportunity/Affirmative Action Employer** Apply Job!